/* Reset and Base Styles */
* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
  font-family: "Poppins", sans-serif;
}

:root {
  --primary-color: #2c2927;
  --secondary-color: #f3d97a;
  --accent-color: #534a45;
  --light-bg: #f2f1e5;
  --white: #ffffff;
  --dark-bg: #2c2927;
  --text-color: #333;
  --border-color: #dddddd;
}

body {
  background-image: url("./assets/bg-image.jpg");
  background-repeat: no-repeat;
  background-size: cover; /* cover the full area */
  background-position: center;
  background-attachment: fixed; /* optional: makes background stay fixed on scroll */
}

a {
  text-decoration: none;
  color: inherit;
}

.container {
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
}

.btn {
  display: inline-block;
  padding: 14px 28px;
  background-color: var(--secondary-color);
  color: var(--primary-color);
  border: none;
  border-radius: 4px;
  font-weight: 600;
  cursor: pointer;
  transition: all 0.3s ease;
}

.btn:hover {
  background-color: var(--primary-color);
  color: var(--white);
}

.btn-outline {
  background-color: transparent;
  border: 2px solid var(--secondary-color);
  color: var(--primary-color);
}

.btn-outline:hover {
  background-color: var(--secondary-color);
}

section {
  padding: 80px 0;
}

.section-title {
  font-size: 2.5rem;
  margin-bottom: 20px;
  color: var(--primary-color);
  text-align: center;
}

.section-subtitle {
  font-size: 1.2rem;
  margin-bottom: 40px;
  text-align: center;
  color: var(--accent-color);
}

/* Header Styles */
header {
  background: linear-gradient(rgba(0, 0, 0, 0.7), rgba(0, 0, 0, 0.7));
  color: white;
  
  top: 20px;
  z-index: 1000;
}

.header-container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 0;
  min-height: 70px;
}

.logo {
  display: flex;
  align-items: center;
  height: 80px;
  width: 150px;
  margin-top: 40px;
  margin-right: 70px;
  transition: transform 0.3s ease;
}


.logo img {
  width: 100%;
  height: 100%;
  object-fit: contain;
  filter: brightness(1.1) contrast(1.1);
  border-radius: 8px;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.1);
}

.logo strong {
  color: white;
}

.nav-menu {
  display: flex;
  list-style: none;
  
}

.nav-menu li {
  margin: 0;
}

.nav-menu a {
  display: block;
  padding: 12px 25px;
  font-weight: 500;
  font-size: 14px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  color: #ffffff;
  text-decoration: none;
  transition: all 0.3s ease;
  border-bottom: 3px solid transparent;
}

.nav-menu a:hover {
  background-color: rgba(255, 255, 255, 0.1);
  border-bottom-color: var(--secondary-color);
}

.nav-menu a.active {
  background-color: rgba(255, 255, 255, 0.15);
  border-bottom-color: var(--secondary-color);
}

.mobile-menu-btn {
  display: none; /* show only on mobile */
  flex-direction: column;
  justify-content: space-around;
  width: 30px;
  height: 24px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 0;
  z-index: 1001;
}

.mobile-menu-btn span {
  display: block;
  width: 100%;
  height: 4px;
  background-color: white;
  border-radius: 2px;
  transition: all 0.3s ease;
}

/* Toggle to X */
.mobile-menu-btn.open span:nth-child(1) {
  transform: rotate(45deg) translate(5px, 5px);
}

.mobile-menu-btn.open span:nth-child(2) {
  opacity: 0;
}

.mobile-menu-btn.open span:nth-child(3) {
  transform: rotate(-45deg) translate(5px, -5px);
}

/* Hero Section */
.hero {
  background: linear-gradient(rgba(0, 0, 0, 0.7), rgba(0, 0, 0, 0.7));
  background-size: cover;
  background-position: center;
  color: var(--white);
  text-align: center;
  padding: 120px 10rem;
  display: flex;
  flex-direction: column;
  gap: 3rem;
}

.hero-top-left {
  text-align: left;
}
.hero-middle {
  text-align: left;
  margin-left: auto;
  width: 60%;
  font-size: 30px;
  font: 800;
  line-height: 1.2;
}
.hero h1 {
  font-size: 3rem;
  margin-bottom: 20px;
}

.hero-bottom {
  text-align: left;
  width: 60%;
  font-size: 30px;
  font: 800;
}



/* How It Works */
.how-it-works {

  background-color:   white;
}

.process-steps {
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  margin-top: 50px;
}

.step {
  flex: 1;
  min-width: 250px;
  text-align: center;
  padding: 20px;
  position: relative;
}

.step-number {
  width: 50px;
  height: 50px;
  background-color: var(--secondary-color);
  color: var(--primary-color);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  font-weight: bold;
  margin: 0 auto 20px;
}

.step h3 {
  margin-bottom: 15px;
  color: var(--primary-color);
}

/* Loan Calculator */
.calculator {
  background-color: #f5f5f5;
  padding: 60px 0;
}

.calculator-container {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  align-items: center;
}

.calculator-form {
  background-color: gray;
  padding: 30px;
  border-radius: 8px;
}

.form-group {
  margin-bottom: 20px;
}

.form-group label {
  display: block;
  margin-bottom: 8px;
  font-weight: 500;
}

.form-group input,
.form-group select {
  width: 100%;
  padding: 12px;
  border: 1px solid var(--border-color);
  border-radius: 4px;
  font-size: 1rem;
}

.calculator-result {
  background-color: var(--primary-color);
  color: var(--white);
  padding: 30px;
  border-radius: 8px;
}

.result-item {
  margin-bottom: 15px;
}

.result-value {
  font-size: 1.8rem;
  font-weight: bold;
  color: var(--secondary-color);
}

/* Application Form */
.application {
  background-color: white;
  padding: 80px 0;
}

.iframe-container {
  max-width: 900px;
  margin: 0 auto;
  background-color: var(--white);
  padding: 30px;
  border-radius: 12px;
  box-shadow: 0 8px 25px rgba(0, 0, 0, 0.1);
  border: 2px solid rgba(243, 217, 122, 0.2);
  transition: all 0.3s ease;
}

.iframe-container:hover {
  box-shadow: 0 12px 35px rgba(0, 0, 0, 0.15);
  transform: translateY(-2px);
}

.iframe-container iframe {
  border-radius: 8px;
  display: block;
  margin: 0 auto;
  width: 100% !important;
}

/* Responsive Design for Application iframe */
@media (max-width: 768px) {
  .iframe-container {
    margin: 0 15px;
    padding: 20px;
  }
  
  .iframe-container iframe {
    height: 450px !important;
  }
}

@media (max-width: 480px) {
  .iframe-container {
    margin: 0 10px;
    padding: 15px;
  }
  
  .iframe-container iframe {
    height: 400px !important;
  }
}
.active{
    color: yellow;
}
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  margin-bottom: 20px;
}

.full-width {
  grid-column: 1 / -1;
}



/* Responsive Styles */
@media (max-width: 992px) {
  .calculator-container {
    grid-template-columns: 1fr;
  }
  .logo{
    height: 60px;
    width: 150px;
  }

  .process-steps {
    flex-direction: column;
  }

  .step {
    margin-bottom: 30px;
  }
}
@media (max-width: 992px) {
  .hero {
    padding: 100px 5rem;
  }

  .hero-top-left,
  .hero-middle,
  .hero-bottom {
    width: 80%;
  }

  .hero h1 {
    font-size: 2.5rem;
  }

  .hero-middle,
  .hero-bottom {
    font-size: 1.5rem;
  }
}

/* Small devices (mobile) */
@media (max-width: 768px) {
  .logo {
    height: 50px;
    width: 120px;
  }
  
  .logo img {
    max-width: 100%;
    height: auto;
  }

  .hero {
    padding: 80px 2rem;
    text-align: center;
    align-items: center;
  }

  .hero-top-left,
  .hero-middle,
  .hero-bottom {
    width: 100%;
    text-align: center;
  }

  .hero h1 {
    font-size: 2rem;
  }

  .hero-middle,
  .hero-bottom {
    font-size: 1.2rem;
  }
}

@media (max-width: 768px) {
  .header-container {
    padding: 0 1rem;
  }
  
  .logo {
    height: 50px;
    width: 150px;
  }
  
  .nav-menu {
    position: fixed;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100vh;
    background-color: #2c2c2c;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    transition: left 0.3s ease;
    z-index: 9999;
  }

  .nav-menu.active {
    left: 0;
  }

  .nav-menu li {
    margin: 0;
    width: 100%;
    text-align: center;
  }
  
  .nav-menu a {
    padding: 20px;
    font-size: 16px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    border-left: none;
    width: 100%;
  }
  
  .nav-menu a:hover {
    background-color: rgba(255, 255, 255, 0.1);
    border-bottom-color: transparent;
  }

  .mobile-menu-btn {
    display: flex;
    z-index: 10000;
  }
}

/* Loan Eligibility Form Styles */
.form-container {
  background: #f8f9fa;
  padding: 60px 0;
}

.eligibility-form {
  background-color: transparent;
  padding: 0;
  border-radius: 0;
  box-shadow: none;
  margin: 0;
  max-width: 100%;
}

.eligibility-form h2 {
  text-align: center;
  margin-bottom: 40px;
  color: var(--primary-color);
}

.iframe-wrapper {
  background-color: var(--white);
  padding: 30px;
  border-radius: 16px;
  box-shadow: 0 8px 32px rgba(0, 0, 0, 0.1);
  margin: 0 auto;
  max-width: 800px;
  border: 2px solid rgba(243, 217, 122, 0.2);
  transition: all 0.3s ease;
}

.iframe-wrapper:hover {
  box-shadow: 0 12px 40px rgba(0, 0, 0, 0.15);
  transform: translateY(-3px);
}

.iframe-wrapper iframe {
  border-radius: 12px;
  display: block;
  margin: 0 auto;
  overflow: hidden;
  scrollbar-width: none; /* Firefox */
  -ms-overflow-style: none; /* Internet Explorer 10+ */
}

.iframe-wrapper iframe::-webkit-scrollbar {
  display: none; /* Safari and Chrome */
}

/* Responsive Design for iframe */
@media (max-width: 768px) {
  .form-container {
    padding: 40px 0;
  }
  
  .iframe-wrapper {
    margin-left: 15px;
    margin-right: 15px;
    padding: 20px;
  }
  
  .iframe-wrapper iframe {
    height: 450px !important;
    width: 100% !important;
  }
}

@media (max-width: 480px) {
  .iframe-wrapper {
    margin-left: 10px;
    margin-right: 10px;
    padding: 15px;
  }
  
  .iframe-wrapper iframe {
    height: 400px !important;
  }
}
/* Personal Loan Benefits Section */
.personal-loan {
  background-color: #F5F5F5;
  padding: 80px 20px;
}

.personal-loan .section-title {
  color: var(--primary-color);
  text-align: center;
}

.personal-loan .section-subtitle {
  text-align: center;
  color: var(--accent-color);
  margin-bottom: 40px;
  font-size: 1.2rem;
}

.loan-benefits {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 30px;
}

.benefit-card {
  background: var(--white);
  border-radius: 8px;
  padding: 25px;
  box-shadow: 0 5px 15px rgba(0, 0, 0, 0.08);
  transition: transform 0.3s ease;
}

.benefit-card:hover {
  transform: translateY(-10px);
  background: #f5f5f5;
}

.benefit-card h3 {
  color: var(--secondary-color);
  margin-bottom: 15px;
  font-size: 1.2rem;
}

.benefit-card p {
  color: var(--text-color);
  line-height: 1.6;
}

/* Ways to Use Personal Loan Section */
.loan-usage {
  background: white;
  padding: 80px 20px;
}

.loan-usage .section-title {
  text-align: center;
  color: var(--primary-color);
  margin-bottom: 15px;
}

.loan-usage .section-subtitle {
  text-align: center;
  color: var(--accent-color);
  margin-bottom: 50px;
  font-size: 1.1rem;
}

.usage-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 30px;
}

.usage-card {
  background: white;
  border-radius: 8px;
  padding: 25px;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.07);
  transition: all 0.3s ease;
}

.usage-card:hover {
  transform: translateY(-8px);
  background: #f5f5f5;
}

.usage-card h3 {
  font-size: 1.2rem;
  color: var(--secondary-color);
  margin-bottom: 12px;
}

.usage-card p {
  color: var(--text-color);
  line-height: 1.6;
  font-size: 0.95rem;
}

/* Responsible Lending Section */
.responsible-lending {
  background: white;
  padding: 80px 20px;
}

.responsible-lending .section-title {
  text-align: center;
  color: var(--primary-color);
  margin-bottom: 10px;
}

.responsible-lending .section-subtitle {
  text-align: center;
  color: var(--accent-color);
  margin-bottom: 40px;
  font-size: 1.1rem;
}

.lending-points {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 25px;
}

.point-card {
  background: #ffffff;
  padding: 25px;
  border-radius: 10px;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.08);
  transition: transform 0.3s ease;
}

.point-card:hover {
  transform: translateY(-8px);
  background: #f5f5f5;
}

.point-card h3 {
  color: var(--secondary-color);
  margin-bottom: 12px;
  font-size: 1.15rem;
}

.point-card p {
  color: var(--text-color);
  line-height: 1.6;
  font-size: 0.95rem;
}
/* How to Apply Section */
.loan-apply {
  background: #f5f5f5;
  padding: 80px 20px;
}
.loan-apply .apply-steps {
  max-width: 700px;
  margin: 30px auto 0;
  padding-left: 20px;
  color: var(--text-color);
  line-height: 1.6;
}

/* Why Choose Us Section */
.loan-why {
  background: white;
  padding: 80px 20px;
}
.why-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 25px;
  margin-top: 30px;
}
.why-card {
  background: #ffffff;
  padding: 20px;
  border-radius: 10px;
  box-shadow: 0 3px 10px rgba(0, 0, 0, 0.08);
  transition: transform 0.3s ease;
}
.why-card:hover {
  transform: translateY(-5px);
  background: #f5f5f5;
}
.stats {
  display: flex;
  justify-content: center;
  gap: 40px;
  margin-top: 50px;
  flex-wrap: wrap;
}
.stat-item {
  text-align: center;
}
.stat-item h3 {
  color: var(--primary-color);
  font-size: 1.8rem;
  margin-bottom: 8px;
}

/* Loan Types Section */
.loan-types {
  background: #f5f5f5;
  padding: 80px 20px;
}
.loan-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 25px;
  margin-top: 40px;
}
.loan-card {
  background: #f9f9f9;
  padding: 25px;
  border-radius: 8px;
  box-shadow: 0 3px 12px rgba(0, 0, 0, 0.07);
  transition: all 0.3s ease;
}
.loan-card:hover {
  transform: translateY(-6px);
  background: #eef7ff;
}
.loan-card h3 {
  color: var(--secondary-color);
  margin-bottom: 10px;
  font-size: 1.2rem;
}
.loan-card p {
  font-size: 0.95rem;
  color: var(--text-color);
  line-height: 1.6;
}

/* Footer */
footer {
  background-color: #0a2540; /* deep navy for premium look */
  color: var(--white);
  padding: 50px 20px 30px;
}

.footer-container {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 40px;
  margin-bottom: 30px;
}

.footer-col h3 {
  font-size: 1.3rem;
  margin-bottom: 15px;
  color: var(--secondary-color);
}

.footer-col p {
  margin-bottom: 12px;
  font-size: 0.95rem;
  line-height: 1.6;
  color: #d9e2ec;
}

.footer-col ul {
  list-style: none;
  padding: 0;
}

.footer-col ul li {
  margin-bottom: 10px;
}

.footer-col ul li a {
  color: #d9e2ec;
  text-decoration: none;
  transition: color 0.3s ease;
}

.footer-col ul li a:hover {
  color: var(--secondary-color);
}

.footer-bottom {
  text-align: center;
  padding-top: 20px;
  border-top: 1px solid rgba(255, 255, 255, 0.15);
  font-size: 0.9rem;
  color: #cfd8e3;
}

/* Footer Logo Styles */
.footer-logo-col {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
}

.footer-logo {
  margin-bottom: 20px;
  padding: 15px;
  background: linear-gradient(145deg, rgba(255, 255, 255, 0.1), rgba(255, 255, 255, 0.05));
  border-radius: 12px;
  backdrop-filter: blur(10px);
  border: 1px solid rgba(255, 255, 255, 0.1);
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.1);
  transition: all 0.3s ease;
}

.footer-logo:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 25px rgba(0, 0, 0, 0.15);
  background: linear-gradient(145deg, rgba(255, 255, 255, 0.15), rgba(255, 255, 255, 0.08));
}

.footer-logo-img {
  width: 180px;
  height: auto;
  display: block;
  filter: brightness(1.1) contrast(1.05);
  transition: all 0.3s ease;
}

.footer-logo-img:hover {
  filter: brightness(1.2) contrast(1.1);
}

/* Responsive Footer Logo */
@media (max-width: 768px) {
  .footer-logo-col {
    align-items: center;
    text-align: center;
  }
  
  .footer-logo {
    margin-bottom: 15px;
    padding: 12px;
  }
  
  .footer-logo-img {
    width: 150px;
  }
}

@media (max-width: 480px) {
  .footer-logo-img {
    width: 130px;
  }
  
  .footer-logo {
    padding: 10px;
  }
}

/* Mudra Loan Section Styles */
.mudra-loan-section {
  padding: 80px 0;
  background: linear-gradient(135deg, #f8fafc 0%, #e2e8f0 100%);
  position: relative;
  overflow: hidden;
}

.mudra-loan-section::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100"><defs><pattern id="grain" width="100" height="100" patternUnits="userSpaceOnUse"><circle cx="25" cy="25" r="1" fill="%23000" opacity="0.02"/><circle cx="75" cy="75" r="1" fill="%23000" opacity="0.02"/><circle cx="50" cy="10" r="1" fill="%23000" opacity="0.02"/><circle cx="10" cy="60" r="1" fill="%23000" opacity="0.02"/><circle cx="90" cy="40" r="1" fill="%23000" opacity="0.02"/></pattern></defs><rect width="100" height="100" fill="url(%23grain)"/></svg>');
  pointer-events: none;
}

.mudra-card {
  background: linear-gradient(145deg, #ffffff 0%, #f8fafc 100%);
  border-radius: 24px;
  box-shadow: 
    0 20px 40px rgba(0, 0, 0, 0.1),
    0 8px 16px rgba(0, 0, 0, 0.06),
    inset 0 1px 0 rgba(255, 255, 255, 0.8);
  padding: 0;
  overflow: hidden;
  position: relative;
  border: 1px solid rgba(255, 255, 255, 0.2);
  backdrop-filter: blur(10px);
}

.mudra-header {
  background: linear-gradient(135deg, #dc2626 0%, #b91c1c 50%, #991b1b 100%);
  padding: 40px;
  display: flex;
  align-items: center;
  gap: 30px;
  position: relative;
  overflow: hidden;
}

.mudra-header::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: linear-gradient(45deg, rgba(255, 255, 255, 0.1) 0%, transparent 50%);
  pointer-events: none;
}

.mudra-logo-container {
  flex-shrink: 0;
  background: rgba(255, 255, 255, 0.95);
  padding: 20px;
  border-radius: 16px;
  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.15);
  backdrop-filter: blur(10px);
}

.mudra-logo {
  height: 80px;
  width: auto;
  display: block;
}

.mudra-title h2 {
  color: white;
  font-size: 2.5rem;
  font-weight: 700;
  margin-bottom: 8px;
  text-shadow: 0 2px 4px rgba(0, 0, 0, 0.3);
}

.mudra-subtitle {
  color: rgba(255, 255, 255, 0.9);
  font-size: 1.1rem;
  font-weight: 500;
  margin: 0;
}

.mudra-content {
  padding: 50px 40px;
}

.mudra-content h3 {
  color: var(--primary-color);
  font-size: 1.8rem;
  font-weight: 600;
  margin-bottom: 20px;
  position: relative;
  padding-bottom: 12px;
}

.mudra-content h3::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 60px;
  height: 3px;
  background: linear-gradient(90deg, #dc2626, #f59e0b);
  border-radius: 2px;
}

.mudra-description {
  margin-bottom: 50px;
}

.mudra-description p {
  font-size: 1.1rem;
  line-height: 1.8;
  color: #4b5563;
  max-width: 800px;
}

.mudra-categories {
  margin-bottom: 50px;
}

.category-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 25px;
  margin-top: 30px;
}

.category-card {
  background: linear-gradient(145deg, #ffffff 0%, #f8fafc 100%);
  border-radius: 16px;
  padding: 30px;
  text-align: center;
  box-shadow: 0 8px 25px rgba(0, 0, 0, 0.08);
  border: 1px solid rgba(0, 0, 0, 0.05);
  transition: all 0.3s ease;
  position: relative;
  overflow: hidden;
}

.category-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, #10b981, #059669);
}

.category-card.kishore::before {
  background: linear-gradient(90deg, #3b82f6, #1d4ed8);
}

.category-card.tarun::before {
  background: linear-gradient(90deg, #8b5cf6, #7c3aed);
}

.category-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.15);
}

.category-icon {
  font-size: 3rem;
  margin-bottom: 20px;
  display: block;
}

.category-card h4 {
  font-size: 1.5rem;
  font-weight: 600;
  color: var(--primary-color);
  margin-bottom: 12px;
}

.category-card .amount {
  font-size: 1.2rem;
  font-weight: 700;
  color: #dc2626;
  margin-bottom: 15px;
}

.category-card p:last-child {
  color: #6b7280;
  line-height: 1.6;
}

.mudra-features {
  margin-bottom: 50px;
}

.features-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
  gap: 25px;
  margin-top: 30px;
}

.feature-item {
  display: flex;
  align-items: flex-start;
  gap: 20px;
  background: linear-gradient(145deg, #ffffff 0%, #f8fafc 100%);
  padding: 25px;
  border-radius: 12px;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.05);
  border: 1px solid rgba(0, 0, 0, 0.05);
  transition: all 0.3s ease;
}

.feature-item:hover {
  transform: translateY(-4px);
  box-shadow: 0 8px 25px rgba(0, 0, 0, 0.1);
}

.feature-icon {
  font-size: 2rem;
  flex-shrink: 0;
  width: 50px;
  height: 50px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, #fef3c7, #fbbf24);
  border-radius: 12px;
  box-shadow: 0 4px 12px rgba(251, 191, 36, 0.3);
}

.feature-item h4 {
  font-size: 1.2rem;
  font-weight: 600;
  color: var(--primary-color);
  margin-bottom: 8px;
}

.feature-item p {
  color: #6b7280;
  line-height: 1.6;
  font-size: 0.95rem;
}

.mudra-eligibility {
  margin-bottom: 50px;
}

.eligibility-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 20px;
  margin-top: 30px;
}

.eligibility-item {
  background: linear-gradient(145deg, #ecfdf5 0%, #d1fae5 100%);
  padding: 25px;
  border-radius: 12px;
  border-left: 4px solid #10b981;
  box-shadow: 0 4px 15px rgba(16, 185, 129, 0.1);
  transition: all 0.3s ease;
}

.eligibility-item:hover {
  transform: translateY(-4px);
  box-shadow: 0 8px 25px rgba(16, 185, 129, 0.15);
}

.eligibility-item h4 {
  font-size: 1.1rem;
  font-weight: 600;
  color: #065f46;
  margin-bottom: 8px;
}

.eligibility-item p {
  color: #047857;
  line-height: 1.6;
  font-size: 0.95rem;
}

.mudra-cta {
  background: linear-gradient(145deg, #f8fafc 0%, #e2e8f0 100%);
  border-radius: 20px;
  padding: 40px;
  text-align: center;
  position: relative;
  overflow: hidden;
  border: 1px solid rgba(0, 0, 0, 0.05);
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.05);
}

.mudra-cta::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: linear-gradient(45deg, rgba(255, 255, 255, 0.5) 0%, transparent 50%);
  pointer-events: none;
}

.cta-content h3 {
  color: var(--primary-color);
  font-size: 2rem;
  font-weight: 700;
  margin-bottom: 15px;
}

.cta-content h3::after {
  display: none;
}

.cta-content p {
  color: #4b5563;
  font-size: 1.1rem;
  line-height: 1.7;
  margin-bottom: 30px;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

.cta-buttons {
  display: flex;
  gap: 20px;
  justify-content: center;
  flex-wrap: wrap;
}

.btn-primary, .btn-secondary {
  padding: 15px 35px;
  border-radius: 50px;
  font-weight: 600;
  font-size: 1rem;
  text-decoration: none;
  transition: all 0.3s ease;
  position: relative;
  overflow: hidden;
}

.btn-primary {
  background: linear-gradient(135deg, #fbbf24 0%, #f59e0b 100%);
  color: #1f2937;
  box-shadow: 0 8px 20px rgba(251, 191, 36, 0.4);
}

.btn-primary:hover {
  transform: translateY(-3px);
  box-shadow: 0 12px 30px rgba(251, 191, 36, 0.5);
  background: linear-gradient(135deg, #f59e0b 0%, #d97706 100%);
}

.btn-secondary {
  background: transparent;
  color: white;
  border: 2px solid rgba(255, 255, 255, 0.3);
  backdrop-filter: blur(10px);
}

.btn-secondary:hover {
  background: rgba(255, 255, 255, 0.1);
  border-color: rgba(255, 255, 255, 0.5);
  transform: translateY(-3px);
}

/* Responsive Design */
@media (max-width: 768px) {
  .mudra-header {
    flex-direction: column;
    text-align: center;
    padding: 30px 20px;
  }
  
  .mudra-title h2 {
    font-size: 2rem;
  }
  
  .mudra-content {
    padding: 30px 20px;
  }
  
  .mudra-content h3 {
    font-size: 1.5rem;
  }
  
  .category-grid {
    grid-template-columns: 1fr;
  }
  
  .features-grid {
    grid-template-columns: 1fr;
  }
  
  .eligibility-grid {
    grid-template-columns: 1fr;
  }
  
  .cta-buttons {
    flex-direction: column;
    align-items: center;
  }
  
  .btn-primary, .btn-secondary {
    width: 100%;
    max-width: 280px;
  }
}

@media (max-width: 480px) {
  .mudra-logo {
    height: 60px;
  }
  
  .mudra-title h2 {
    font-size: 1.8rem;
  }
  
  .mudra-subtitle {
    font-size: 1rem;
  }
  
  .feature-item {
    flex-direction: column;
    text-align: center;
  }
  
  .cta-content h3 {
    font-size: 1.7rem;
  }
}