1. General Disclaimer
The information provided on this website is for general informational purposes only. capitalassistindia makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information contained herein.
- All loan products are subject to credit approval
- Interest rates and terms may vary based on individual credit profile
- Loan approval is not guaranteed despite meeting eligibility criteria
- Processing fees and charges are non-refundable
2. Financial Information Disclaimer
The financial information, interest rates, and loan terms displayed on this website are indicative only:
- Interest Rates: Rates are subject to change without prior notice
- Loan Amounts: Final sanctioned amount may differ from applied amount
- Processing Time: Actual processing time may vary based on documentation
- Fees & Charges: Additional charges may apply as per loan agreement
- Calculator Results: EMI calculations are approximate and for reference only
3. Loan Approval Disclaimer
Loan approval is subject to various factors and conditions:
- Meeting eligibility criteria does not guarantee loan approval
- Credit history and CIBIL score significantly impact approval decisions
- Income verification and employment stability are mandatory requirements
- Property valuation may affect home loan approval and amount
- Business loans require additional financial documentation and analysis
4. Third-Party Services Disclaimer
Our website may contain links to third-party websites and services:
- External Links: We are not responsible for third-party website content
- Partner Banks: Final loan terms are subject to partner bank policies
- Credit Bureaus: Credit score information is provided by external agencies
- Payment Gateways: Transaction security is managed by respective providers
- Use of third-party services is at your own risk
5. Website Content Disclaimer
Information on this website is provided on an "as-is" basis:
- Accuracy: We strive for accuracy but cannot guarantee error-free content
- Updates: Information may become outdated without notice
- Technical Issues: Website functionality may be affected by technical problems
- Service Availability: Online services may be temporarily unavailable
- Content is subject to change without prior notification
6. Investment & Financial Advice Disclaimer
Important notice regarding financial advice:
- We do not provide investment or financial planning advice
- Loan decisions should be made after careful consideration of financial situation
- Consult qualified financial advisors for investment decisions
- Tax implications of loans should be discussed with tax consultants
- Insurance requirements may vary based on loan type and amount
7. Regulatory Compliance Disclaimer
Our operations are subject to regulatory guidelines:
- RBI Guidelines: All operations comply with Reserve Bank of India regulations
- Fair Practices: We follow fair practices code for lenders
- Data Protection: Customer data handling as per applicable laws
- Collection Practices: Recovery practices comply with regulatory norms
- Regulatory changes may affect loan terms and conditions
8. Limitation of Liability
capitalassistindia shall not be liable for:
- Direct, indirect, incidental, or consequential damages
- Loss of profits or business opportunities
- Technical failures or system downtime
- Unauthorized access to personal information
- Delays in loan processing due to external factors
Maximum liability is limited to:
- Processing fees paid by the customer
- Direct damages arising from our negligence
- Compensation as per applicable consumer protection laws
9. Technology & Security Disclaimer
Important information about website security:
- We use industry-standard security measures but cannot guarantee absolute security
- Internet transmission of data carries inherent risks
- Users are responsible for maintaining login credentials securely
- Report any security concerns immediately to our support team
- Regular system maintenance may affect website availability
10. Geographic Limitations
Service availability and restrictions:
- Services primarily available in India
- Some loan products may have geographic restrictions
- Local regulations may affect service delivery
- International applicants subject to additional verification
- Service expansion areas updated periodically
11. Intellectual Property Disclaimer
Rights and restrictions:
- Website content is protected by copyright and trademark laws
- Unauthorized use of company logos or content is prohibited
- Third-party trademarks are property of respective owners
- Fair use of information for personal reference is permitted
- Commercial use requires prior written permission
12. Contact & Updates
For clarifications and updates:
- This disclaimer is subject to periodic updates
- Changes will be reflected on the website
- Continued use implies acceptance of updated disclaimer
- Contact us for specific queries about disclaimer terms
- Legal jurisdiction: Delhi, India
